FINANCIAL SERVICES
Financial services run on trust. Checkr makes it verifiable.
Every hire, every borrower, every customer. Checkr verifies the people your business depends on.
Trusted by financial services firms across industries of all sizes
The numbers behind faster, more confident decisions.
+60 NPS
one of the highest customer loyalty scores in B2B tech
22%
average reduction in manual time spent on background checks after switching to Checkr
260M+
real identities mapped, covering 96% of US adults
Built for an industry where verification isn’t optional
Checkr covers the full financial services verification lifecycle across hiring, lending, and customer risk.
Workforce
Background checks with built-in compliance for every finance role
FINRA, SEC, state insurance regulators, and banking authorities all expect documented, defensible hiring decisions. Checkr gives you configurable screening packages for every role, with built-in adjudication and compliance tools that reduce human error and keep your hiring moving.
- Criminal checks and credential verification give compliance, risk, and legal teams the accurate, comprehensive data they need to make defensible hiring decisions.
- Employment verification confirms a candidate's work history, job titles, and tenure, so you know their experience is legitimate before they're placed in a regulated or client-facing role.
- Identity verification confirms every candidate is who they say they are before they ever access client accounts or sensitive financial systems.
- Automated adjudication tools eliminate up to 80% of manual adjudication work—critical for high-volume hiring across branches, call centers, and advisor networks.
- Continuous monitoring flags changes in eligibility for high-risk roles, so you're not waiting to catch something that happened last month.
- 200+ HRIS and ATS integrations mean your recruiting team manages screenings without leaving the systems they already use.
Mortgage
Close on time, every time with borrower verifications you can trust
Stale data, manual document chasing, and last-minute mismatches don't just slow down closings—they can kill them. Checkr's income and employment verifications use AI orchestration to automatically route every request to the fastest available verification method, so your team spends less time waiting and more time closing.
- Intelligent orchestration automatically routes every verification request to the most efficient method—whether that's instant payroll data or automated employer outreach.
- Income, employment, and asset verification covers 97% of the US workforce, so you get complete borrower data quickly.
- Our report QA engine catches data mismatches before they create delays, protecting your closing timeline.
- GSE-ready, direct-source data ensures lenders receive standardized reports that make submitting to GSEs easier.
Trust
Verify customers and protect your platform—without slowing them down
Financial services platforms face real exposure from identity fraud and unqualified applicants. Whether you're verifying identity at account creation, onboarding new users, or flagging risk at sensitive moments, Checkr gives your team real-time signals to act on.
- Criminal and identity checks provide fintech platforms and insurance underwriters with the right data to assess risk at onboarding and flag fraud before it affects outcomes.
- Identity verification with liveness detection confirms every customer is who they claim to be—protecting your platform from synthetic identities and stolen credentials.
- Results in under a second enables dynamic decision-making at account creation or sensitive transaction moments without degrading conversion.
- FCRA-compliant workflows ensure rate checks and insurance underwriting meet regulatory requirements at every stage of the customer lifecycle.
Tenant
Screen tenants for your properties
Whether you're a lender, servicer, or platform, you need tenant screening that's compliant, fast, and built to handle volume without manual overhead.
- All-in-one screening including: credit, income, employment, asset, criminal, eviction, and identity verification. A complete picture of every applicant in a single workflow.
- Make FCRA-compliant decisions with built-in adverse action and audit tools that keep you defensible across complex state and local requirements.
- Intelligent orchestration routes each request to the fastest available verification method, reducing manual follow-up for your team.
- Available for platforms that offer screening as part of their product. Checkr's API integrates into your existing workflows.
Workforce
Background checks with built-in compliance for every finance role
FINRA, SEC, state insurance regulators, and banking authorities all expect documented, defensible hiring decisions. Checkr gives you configurable screening packages for every role, with built-in adjudication and compliance tools that reduce human error and keep your hiring moving.
- Criminal checks and credential verification give compliance, risk, and legal teams the accurate, comprehensive data they need to make defensible hiring decisions.
- Employment verification confirms a candidate's work history, job titles, and tenure, so you know their experience is legitimate before they're placed in a regulated or client-facing role.
- Identity verification confirms every candidate is who they say they are before they ever access client accounts or sensitive financial systems.
- Automated adjudication tools eliminate up to 80% of manual adjudication work—critical for high-volume hiring across branches, call centers, and advisor networks.
- Continuous monitoring flags changes in eligibility for high-risk roles, so you're not waiting to catch something that happened last month.
- 200+ HRIS and ATS integrations mean your recruiting team manages screenings without leaving the systems they already use.
Mortgage
Close on time, every time with borrower verifications you can trust
Stale data, manual document chasing, and last-minute mismatches don't just slow down closings—they can kill them. Checkr's income and employment verifications use AI orchestration to automatically route every request to the fastest available verification method, so your team spends less time waiting and more time closing.
- Intelligent orchestration automatically routes every verification request to the most efficient method—whether that's instant payroll data or automated employer outreach.
- Income, employment, and asset verification covers 97% of the US workforce, so you get complete borrower data quickly.
- Our report QA engine catches data mismatches before they create delays, protecting your closing timeline.
- GSE-ready, direct-source data ensures lenders receive standardized reports that make submitting to GSEs easier.
Trust
Verify customers and protect your platform—without slowing them down
Financial services platforms face real exposure from identity fraud and unqualified applicants. Whether you're verifying identity at account creation, onboarding new users, or flagging risk at sensitive moments, Checkr gives your team real-time signals to act on.
- Criminal and identity checks provide fintech platforms and insurance underwriters with the right data to assess risk at onboarding and flag fraud before it affects outcomes.
- Identity verification with liveness detection confirms every customer is who they claim to be—protecting your platform from synthetic identities and stolen credentials.
- Results in under a second enables dynamic decision-making at account creation or sensitive transaction moments without degrading conversion.
- FCRA-compliant workflows ensure rate checks and insurance underwriting meet regulatory requirements at every stage of the customer lifecycle.
Tenant
Screen tenants for your properties
Whether you're a lender, servicer, or platform, you need tenant screening that's compliant, fast, and built to handle volume without manual overhead.
- All-in-one screening including: credit, income, employment, asset, criminal, eviction, and identity verification. A complete picture of every applicant in a single workflow.
- Make FCRA-compliant decisions with built-in adverse action and audit tools that keep you defensible across complex state and local requirements.
- Intelligent orchestration routes each request to the fastest available verification method, reducing manual follow-up for your team.
- Available for platforms that offer screening as part of their product. Checkr's API integrates into your existing workflows.
Why leading financial services firms choose Checkr
From credit unions to mortgage lenders to insurance platforms, Checkr helps financial services teams make confident decisions faster.
Resources for financial services teams
Blog
Income and Employment Verification in 2026: What’s Changed, What Hasn’t, and What Still Breaks Deals
Brief
The Underwriting Data Waterfall
Guide
How to Choose a Background Check Provider for Hiring at Scale
Trust is verifiable. Let us prove it.
One platform for every verification decision in financial services—from your next hire to your next close.