How Modern Life built an audit-ready hiring process without an HR department

When SOC 2 compliance made background checks mandatory, Checkr gave Modern Life's solo people leader a process she could implement in a day and rely on for years.

Company Overview

Modern Life is a tech-enabled life insurance brokerage that helps financial advisors navigate, place, and manage complex life insurance cases through an AI-driven platform. The company serves independent advisors and brokerage managers across the U.S.

industry

Insurtech / Fintech

size

~40 employees

Key results

  • Background check invites sent in under 2 minutes directly from the Checkr Dashboard
  • Most criminal background checks return within 24 hours
  • SOC 2 audit requirements for background screening met with zero additional headcount
  • Team scaled from 15 to 40 people with no change to the hiring or screening workflow
  • Thoropass integration keeps background check records automatically tied to compliance documentation

Before Checkr: No process, rising pressure

When Nicole Dennett joined Modern Life as Head of People, there was no background check process at all. That’s common for early-stage startups, but it doesn’t last. As Modern Life moved toward SOC 2 certification, a documented, repeatable background check process stopped being optional.

SOC 2 requires companies to demonstrate consistent, auditable controls around data access and hiring. For Modern Life—which handles sensitive financial and personal data on behalf of insurance advisors and their clients—that meant every new hire had to clear a documented background check before starting. 

    As Nicole put it: “Once you're a little bit more established and you start needing the compliance process that comes along with achieving a SOC 2 certification, that's when you need a background check company up and running immediately. You need one that is plug and play, very easy to use, and turns around quickly.” She needed something she could stand up fast, integrate with existing compliance tooling, and maintain without a dedicated HR team.

    Why Checkr: Built for the way startups actually hire

    Nicole had used Checkr at previous companies for over seven years. When it came time to choose a solution for Modern Life, there wasn’t much deliberation. The integration with Thoropass, the platform Modern Life uses to manage its SOC 2 compliance, was a deciding factor. Checkr slots directly into that framework, so background check records flow into compliance documentation without any manual work. Pricing fits a team of Modern Life’s size, and the dashboard required no training or ongoing support. Nicole set it up herself.

    "Checkr has always been the gold standard, I think, for tech startups, because it’s so easy to spin up quickly and doesn’t feel like overkill for what we need."
    Nicole Dennett
    Head of People

    After Checkr: Simple, scalable screening for a small team

    Speed that keeps up with hiring

    Modern Life’s hiring process moves fast. After a final virtual interview, Nicole runs reference and background checks in parallel. A Checkr invite takes less than two minutes to send from the dashboard, and the candidate fills out their own information. Most criminal background checks return within 24 hours, keeping offer timelines tight and candidates engaged.

    Compliance that doesn’t create extra work

    Thoropass surfaces Checkr as a required control in Modern Life’s SOC 2 audit. Because the integration automatically keeps records up to date, Nicole doesn’t spend time pulling documentation or preparing for audit cycles. The compliance requirement is simply met.

    That matters especially for a solo people leader. Nicole owns recruiting, onboarding, culture, compliance, and employee experience across a 40-person company. Any tool that requires active management is a liability. Checkr has needed almost no support in three years. In Nicole’s words: “Checkr doesn’t create any extra work. It just does its thing in the background while I can focus on the actual onboarding, recruiting, anything that needs a human touch.”

    Highlights: What stands out

    • Thoropass integration: Checkr connects directly to Modern Life’s SOC 2 compliance platform, so background check records are automatically tied to audit documentation
    • Dashboard simplicity: Nicole sends invitations, monitors status, and retrieves results without navigating complex workflows or requiring support
    • 24-hour turnaround: Most criminal background checks clear within a day, keeping offer timelines tight and candidates engaged

    Seven years of choosing Checkr

    Nicole has used Checkr across multiple companies and recommends it in her HR network without hesitation. Modern Life will keep growing. The screening process won’t need to change.

    "It’s built for people who don’t have that 10-person HR team. It works for people like me who wear five different hats and need a tool that you can set up, and it keeps working."
    Nicole Dennett
    Head of People

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