Symmetry Financial Group: Company Profile & Background Check FAQs

Symmetry Financial Group was founded in 2009 and is headquartered in Swannanoa, North Carolina, near Asheville. The company operates as an insurance marketing organization (IMO), meaning it does not primarily underwrite policies itself. Instead, it partners with insurance carriers and supports a distributed network of agents who sell those carriers' products to consumers. Symmetry is affiliated with Quility, an insurance technology company, and company materials describe Symmetry as part of the Quility family of businesses.

Symmetry's agents focus on products such as term life insurance, mortgage protection, final expense coverage, and retirement protection solutions. The company provides its network with training, sales technology, and access to consumer leads, and it has supported digital application tools that allow policies to be sold remotely. Company profiles describe a nationwide network of thousands of agents serving thousands of families each week.

Most people who join Symmetry do so as insurance agents, and these positions are commonly structured as independent contractor roles compensated by commission rather than salaried employment. The company also maintains corporate staff at its North Carolina headquarters in areas such as operations, marketing, technology, and agent support. Because the agent model differs from traditional employment, candidates should clarify the nature of the role, compensation structure, and any upfront costs during the recruiting process.

Company culture and employee programs: Symmetry promotes a flexible, entrepreneurial culture in which agents build their own schedules and, in many cases, their own teams. Training is delivered through onboarding programs, mentorship, and sales systems provided by the company and its carrier partners. Because compensation for agents is typically commission-based, earnings and benefits differ substantially from salaried corporate roles, so candidates should confirm specifics before committing.

Yes. Employers and contracting organizations in the insurance industry, including Symmetry Financial Group, are legally permitted to conduct background checks on candidates, provided they follow applicable federal, state, and local laws. When a consumer reporting agency prepares the report, the Fair Credit Reporting Act (FCRA) requires written consent, disclosures, and adverse action procedures. In insurance, background screening also happens at the regulatory level: state insurance departments review applicants for producer licenses, and many states require fingerprinting.

Symmetry Financial Group is generally reported to require background screening as part of onboarding agents, which is consistent with standard practice in insurance distribution. Even where an IMO's own screening is limited, every producing agent must hold a state insurance license, and licensing itself involves a criminal history review by state regulators. Insurance carriers that appoint agents commonly run their own checks as well. The scope of screening may vary by state, carrier, and role.

The process typically begins with an online application or a referral from an existing agent, followed by a phone or video conversation with a hiring manager or agency owner. Because agents must be licensed, unlicensed candidates are generally directed to complete a state-approved pre-licensing course and pass the state exam. Candidates then complete carrier contracting paperwork, which usually includes background check consent, before they can begin selling. Corporate roles at headquarters follow a more traditional application and interview process.

Turnaround depends on the searches involved. Name-based criminal checks are often completed within a few business days, while state licensing reviews and fingerprint processing follow government timelines that can take longer. Carrier appointment checks add their own steps. Candidates can learn more about typical screening timelines by reviewing background check turnaround times.

Screening in insurance distribution can come from the IMO, the state licensing process, and appointing carriers. For an insurance sales organization like Symmetry Financial Group, checks may include some or all of the following:

Candidates should review consent forms from each party in the process to understand which searches will be run.

For reports prepared under the FCRA, consumer reporting agencies generally cannot report most types of negative information older than seven years, though convictions can often be reported further back and exceptions exist. State insurance regulators operate under different rules and typically review an applicant's full criminal history when deciding whether to issue a license. Federal law also restricts individuals with certain felony convictions involving dishonesty or breach of trust from working in insurance without regulatory consent.

Symmetry Financial Group's specific policies are not publicly detailed, and decisions are typically made case by case. The bigger factor for agent roles is often licensing: state insurance departments evaluate criminal history when issuing producer licenses, and under federal law, individuals with certain felony convictions involving dishonesty or breach of trust generally need a regulatory waiver to work in the business of insurance. Many states have also adopted "ban-the-box" laws affecting when employers may ask about criminal history. Candidates with records should be honest throughout the licensing and contracting process.

Candidates should expect to provide written consent for background screening during contracting, along with accurate personal information such as full legal name, date of birth, Social Security number, and address history. Agent candidates will also need to complete state licensing requirements, which may include fingerprinting, and provide license numbers for verification. Disclosing any past issues honestly on licensing and carrier paperwork is important, since undisclosed history discovered later can end an appointment.

The Fair Credit Reporting Act is a US federal law that governs how consumer reporting agencies collect, use, and share background check information. It requires written consent before a report is ordered, and if adverse action may be taken based on the results, the candidate must receive a copy of the report and a summary of rights, plus an opportunity to dispute inaccurate information. For a deeper look at these protections, visit this overview of the Fair Credit Reporting Act (FCRA).

Running a personal background check with Checkr lets you preview what Symmetry Financial Group may see and helps you identify potential inaccuracies before they affect your application or licensing. In one secure report you can review:

Create your report in minutes at Checkr Personal Background Checks. To showcase verified credentials proactively, build a free Checkr Profile you can share with recruiters, hiring managers, or potential employers.

Check your report status in the Candidate Portal. Or, visit the Checkr Help Center for FAQs, dispute steps, and to contact support.

The resources and information provided here are for educational and informational purposes only and do not constitute legal advice. Always consult your own counsel for up-to-date legal advice and guidance related to your practices, needs, and compliance with applicable laws.